Classic and Vintage Cars
These policies are specifically aimed for a true enthusiast whereby the vehicle is your pride and joy generally either being restored or being used on sunny days and holidays.
Vehicles that are manufactured before 1999 can be insured under our classic car policy although some more modern vehicles may be able to be considered as a future classic at the underwriters discretion.
Drivers must be aged 25 – 85. Cover is available for a maximum of 5 drivers including the policyholder.
We can offer a wide range of annual mileage policies from 1,500 miles per year up to 7,500 miles per year. We can offer policyholders to use their classic vehicles for social, domestic and pleasure use including any commuting to a single place of work to allow you to give your car a good run out in case it is a sunny day.
A benefit of the classic car policy is that we can offer agreed values. This means that we are pre-agreeing with the underwriters the total value of your vehicle prior to any claim. This gives our policyholders piece of mind should the worst ever happen.
A further benefit of the policy is that we are able to offer cover for wedding hire. This can be for the entire policy year or just for a one- off date during the year. We know that many policyholders like taking family members in their wedding day to show off their pride and joy but also to make it part of the special day.
Our policies can also include cover for just laid up purposes whilst it is in storage or being restored. The laid-up cover is available if you are not intending to use your vehicle on the road in a 12 month time period. This helps lower your premium but also gives you piece of mind that your vehicle is insured against any fire or theft risks.
We like to reward owners who look after their vehicles and so additional discounts are available depending on how long you have owned your vehicle. There are also discounts applicable if you are a club member up to 35% and when insuring multiple vehicles. We are also able to consider offering a quotation for vehicles that are modified.
Standard cover allows for 90 days European cover.
Whilst there are countless classic car clubs you can join we have personal dealings with:
The MGOC club. This is the MG of Chichester branch of the club with different branches depending on your location and is all about enjoying our cars and different events with fellow MG enthusiasts.